Uma and I were fortunate we have met and availed of the services of Terry during the most difficult days of our life when we lost our son and daughter-in-law in the Malaysia Flight 370 plane crash and had to take the immense responsibility of the wellbeing of our orphaned grandchildren.

Terry was our mentor, guide and friend in navigating thru the highly complex and rule bound process of insurance claims, UTMA Accounts, Guardianship Rules, Probates, Estate Disinvestments.

The efficiency and dedication Terry showed in dealing with the issues were praiseworthy and exemplary.  In our hour of grief and sorrow Terry was compassionate, patient, understanding and provided solace and encouragement. We are blessed that even after 6 years Terry continues to help us with the same spirit, compassion and dedication to service the financial requirement of our minor grandchildren.

We are senior citizens of over seventy years and we are sure that Terry will remain as understanding and committed to the needs of our grandsons.

Malay & Uma M.

New Delhi India


I have known and been a client of Terry Flack and Flack Financial Group for over 20 years. Terry and his team have the passion, knowledge and a genuine interest in achieving the best results for his clients. Terry is a member of several professional organizations and has extensive experience with investment strategies, medical, dental, life insurance and related plans. Terry deals ethically and has integrity combined with a personal touch that gives you a feeling of certainty that he has your best interest at heart. He takes time to understand your situation and with his depth of knowledge uses a common sense approach to arrive at optimal goals. His office is staffed with top notch professionals who promptly respond to inquiries and request for assistance. Terry and his staff have earned my trust and respect over the years with their professional, ethical and caring demeanor and I heartily recommend their services. 

Gayle Broughton,

Vice President & Senior Advisor,

Xcoal Energy & Resources


My wife and I have been not only customers of Mr. Terry Flack, but have become friends. He is very respectful, polite, intelligent, and most of all a friend. He has directed us to much financial success, that we are very well secure in our retirement. Thanks to Terry we are totally financially ready for our retirement and fun for many years ahead!!


Dave & Deborah Zweier