Our Staff

Terry L Flack, CLU, ChFC, RFC, LUTCF

Terry started his insurance career with the Prudential Insurance Company in 1978. After 10 months, Terry was promoted to a Sales Manager where he traveled and developed over 70 agents. In 1988, Terry joined the Northwestern Mutual Company as a Special Agent, where he worked with physicians and closely held business owners. In 1998, he took over the Nationwide Agency.  July 1, 2020 became an Independent Agent.


Professional Designations

Chartered Life Underwriter (CLU)

Chartered Financial Consultant (ChFC)

Registered Financial Consultant (RFC)

Life Underwriter Training Council Fellow (LUTCF)

Certified Long Term Care (CLTC)

Professional Associations

Laurel Highlands Association of Insurance and Financial Advisors - Past President

Society of FInancial Service Professionals

Million Dollar Round Table



Champion Award, Presidential Conference, NFN Leaders Club, NFN Presidents Award, Nationwide Life Council, Life University, Dean's List, Qualifying and Life Member - Million Dollar Round Table (25 years), MDRT Court of the Table (3 years)